An installment loan is a convenient way to borrow money and pay it back over several payments. The payment schedule is based on the loan amount, interest rate and number of payments. Except for first and last payments, each loan payment is typically the same amount. You can pay off your loan early without penalty. You may also opt to pay extra on any payment date. The additional amount is applied directly to reduce the principal. Paying extra may cut the total number of payments and potentially could lower the total finance charges you pay.

It's easy. Provide a verifiable source of income deposited into your checking account. Have an open checking account. You need to be at least 18 years old and a United States resident. Your take-home pay has to meet our minimum income requirements. You must not currently be a debtor in a bankruptcy case or presently intend to voluntarily file for bankruptcy relief.

Your application will be reviewed per our underwriting rules. If you are approved, there are 2 quick steps to getting funded: eSign your loan documents and, if required, talk to Customer Service to confirm your information. We are open 24/7. The cash may be deposited in your account as soon as today.*

Not long. You typically know right away if you’re conditionally approved and can eSign your loan at that time. If you need a confirmation call, call us or schedule a time that works for you. We’re open 24/7.

If you have completed the application process by the Same Day Funding deadline on business days, you could see the cash in the bank as soon as today.*

It depends on a variety of factors, including your level in our rewards program. The maximum amount a new customer could qualify for in the rewards program is $3,500.

Your payments will be due on scheduled Payment Due Dates, which generally correspond with your pay dates. Our installment loans are usually 12 months for new customers; however, you can pay off in full at any time without penalty.

Yes, you can pay your loan back early without penalty. It may reduce the finance charges you pay. Each loan you pay back in full with no missed or late payments also counts toward advancing in FFL Premier Rewards.

Please call Customer Service right away at 888-888-8888. We can help you explore your options.

Yes, we can email or fax your loan documents. Just let one of our representatives know your preferences by calling us at 888-888-8888 anytime, 24/7. Or you can download your documents in the customer portal after logging in.

Yes. All the loans we make are transacted on our secure servers and utilize industry standard security protocols. Your non-public information is completely confidential and protected by our Privacy Policy.

The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, Equal Credit Opportunity, Washington, D.C. 20580.

This Liberty Loans privacy policy (the "Privacy Policy") is intended to inform you of our policies and practices regarding the collection, use and disclosure of any information you submit to us through www.fastfundlending.com. This includes "Personal Information", which is information about you that is personally identifiable such as your name, e-mail address, full content of your e-mail, customer ID number, application number, and other non-public information that is associated with the foregoing. User Consent By accessing or otherwise using www.libertyloans.com, you agree to this Privacy Policy and expressly consent to the processing of your Personal Information in accordance with this Privacy Policy. Your Personal Information may be processed by us in the country where it was collected as well as other countries (including the United States) where laws regarding processing of Personal Information may be less stringent than the laws in your country.